Guy Carpenter
General Insurance in Sydney

For the superior experience we advocate upgrading to the latest version of these supported browsers: As a young man in the cotton insurance business, Guy Carpenter discovered that the business was haphazard and reactive. A year of massive losses pushed the following year’s premiums too lofty a lucky year sent prices down, often exposing insurers and re insurers to more risk than they had bargained for. Carpenter had a better idea: rates based on a rolling ordinary of losses over many years. The rolling ordinary identified the signal in the disturbance of yeartoyear fluctuations. For the beginning time, producers and insurers could anticipate rates and manage costs. The insight that data the more the better could aid clients anticipate perils and measure risks put Guy Carpenter on a trajectory that is still transforming the industry. Along with quantitative precision, meticulous language became a hallmark of the firm. Carpenter insisted on clarity: Contracts were more inclusive, citing only those perils that were excluded. Contract language written by Carpenter himself calm appears in reinsurance contracts issued by our company and its competitors around the world. Guy Carpenter continues to serve some of its clever clients and clients that have reach to us in every decade since. For them, and those who unite us today, the durability of the firm’s leadership is more than a fact. Specialized centers of excellence that focus market knowledge and analytic on unique challenges. The first integrated financial analysis platform to support clients’ reinsurance and capital decisions. The beginning analytic solution to manage potential risk accumulation in personal accident portfolios. The beginning analytic tool that assesses the profitability of policies being written and the profitability of whole portfolios. The beginning exposure rating tool to pinpoint costly surplus losses in workers compensation portfolios. Capital adequacy projection and bench marking tools to prepare European Union clients for regulatory changes. Guy Carpenter’s MetaRisk Reserve predictive modeling tool for reserve risk is the beginning of its kind: a tool so easy to use that it can be integrated into a spreadsheet with any data, allowing our clients to perform sophisticated analyses to:.